Savvy Women

“When I stopped seeing my mother with the eyes of a child, I saw the woman who helped me give birth to myself.” ~Nancy Friday

Top Ten Ways to Have a Truly Happy New Year

“We are what we repeatedly do. Excellence is not an act, but a habit.”   —Aristotle Make this New Year a great year by living your life well every day. By incorporating these good habits into your life moment by moment, you will have a wonderful year to celebrate. Slow down Take time in each moment […]

Getting Into Shape for the New Year

Glancing at holiday photos, you can’t believe you look so fat in your holiday outfit. The skirt that won’t button and the uncomfortably tight jeans may push you to a New Year’s resolution: This is the year you will join the health club. For years I scorned paying money to work-out when work-ing kept me […]

New Year’s Affirmations

New Year’s resolutions have a well-deserved reputation for failure. Instead of making resolutions, why not consider a New Year’s Affirmation this year? By repeating a positive affirmation over and over, you internalize your goal, and train your subconscious mind to transmute those thoughts into actualities. If you believe it, you can achieve it – it’s […]

Are Women Bad Divorce Negotiators?

When it comes to negotiation, women often get a bad rep as weak, insecure, and not confident. Most research on the topic of gender and negotiation deals with salary negotiation, where surveys do find that women are less likely to negotiate for a higher salary than their male counterparts. Do women really face a crisis […]

Are You Having Too Much Fun to Retire?

Popular culture would have us believe that retirement is a grand reward earned after a long and productive career, but more and more women in their 60s and 70s are rejecting that notion. They continue to work, not because they have to, but oftentimes because they’re just having too much fun. As Claire Cain Miller […]

Need to Save Money and Space? Embrace the Rental Economy

Want to know the definition of frustration? Try going wedding dress shopping with a bride who hasn’t a clue as to what dress she wants but will “know it when she sees it.” I was fortunate enough to enjoy just such an experience when I performed my sisterly duty and took my sister wedding dress […]

Why You Should Definitely Apply for that Dream Job Even If You Don’t Meet All the Qualifications

You’re browsing a job website looking for a new career, and bam! You see it. Your dream job is right there, almost within your grasp. You eagerly click on the job description, your heart pounding in your chest. As the screen loads, you can already imagine yourself swaggering into the office on your first day […]

10 New Attitudes for Re-creating Your Life This Year

Just as no one can tell you how to feel about a beautiful sunset, no one can tell you how to live your life. You are the artist…and must shape your experiences with your own hand. — Susan Staszewski As you, the artist, shape your future, here are 10 attitudes that can help you create […]

Why Every Woman Needs a WIFE

According to the United States Department of Labor, in 2010, women comprised 47% of the total U.S. labor force. Though women still earn 82.5% of the salary of our male co-workers, we’re bringing home some nice paychecks every month, an average of $39,157 a year in 2013 for those of us who work full-time! In […]

What Professional Women Can Learn From Sofia Vergara About Leadership

“JAAAY!” If you are a fan of the Emmy award winning show Modern Family, then you are already familiar with actress Sofia Vergara who plays the beautiful and vivacious Gloria. You have also likely seen Vergara’s face on ads for CoverGirl, Diet Pepsi, and State Farm just to name a few. Vergara isn’t just a […]

How to Survive Sudden Wealth

Did you just come into a lot of money? Maybe you received an inheritance, won a lawsuit, sold a company, or simply won the lottery. Now you are figuratively sitting on piles of money. What a great problem to have! Except that it really can be a problem. We’ve all read the stories of lottery […]

Need Some Group Support for Money Issues?

Empower Your Financial Transformation with Money Clubs™ If you’ve ever set a big goal for yourself, you know how much it can help when you announce the goal to your friends and family…or better yet, recruit them to participate with you. Saying your goal out loud makes it feel more real, and once your family […]

Make A Wish This Thanksgiving And Then Make It Come True

This Thanksgiving, families and friends across the country will sit around the dinner table and consider the things they are thankful for. In a world that pushes us to want more than we have, it’s nice to actually appreciate the abundance already in our lives. Still, there is always a place for dreams in Thanksgiving. […]

A Christmas Wish From Long Ago

In the spring of this year my mother passed away. As my first Christmas without her approaches, I remember a Christmas story that she once told me. In 1934, my mother was eight years old, and she wanted only one thing for Christmas – a Shirley Temple doll. Shirley Temple was the most popular movie […]

How Do You Spell Success?

In case you haven’t heard, women’s financial stars are on the rise. Women now hold almost 50% of all corporate management positions and control more than half of the private wealth in America. Are you a working woman ready to step up your progress toward greater prosperity and accomplishment? Start with your own definition of […]

Women’s Prosperity Check 101

“You’ve come a long way, baby!” said the 1968 ad, aimed at patting women on the back for their amazing progress in the world. Fortunately, today’s women can look back and laugh at the idea that they had reached their potential in 1968. Women were just getting started back then and have since continued to […]

This Is the Time of Your Life

If you’re a woman who has reached mid-life a bit dazed and crazed by the passage of time, you are not alone. No one would disagree that women experience a dizzying array of life transitions. From getting a job to getting married to having children to being divorced or widowed, a woman needs strength and […]

Helping Creates Happiness and Health

Give your abundant life a hearty boost this fall—find a giving opportunity! Shelve books for the library, work the community health fair, bake cupcakes for the nursing home’s monthly birthday party. Choose a way to give back that pleases you—and see how good doing good can make you feel. Amazing new research shows a direct […]

Are You an Enterprising Woman?

Do you dream of having your own business? More and more women each year discover the excitement of being self-employed. If it sounds good to you, the prospects have never been better or the resources greater to help you get started. Enterprising women across America are building businesses that now employ 7.8 million people and […]

What We’ve Learned So Far

After well over 25 years at the non-profit Women’s Institute for Financial Education ( we find that we’ve learned a lot. Here are some of the things that experience has taught us about investing. Saving a little can mean a lot. If you save $5 a day for your entire working life, you can retire […]

Success Is Contagious – Catch Some Today!

Attention, ladies! Don’t let yesterday’s negative perceptions dim your financial hopes. In case you haven’t heard, financial stars are on the rise for today’s woman. Almost half of Americans with assets greater than $500,000 are women, and women control more than half of the private wealth in America. Women hold almost 50% of all corporate […]

Change Your Habits, Change Your Life

“Bad habits are easier to abandon today than tomorrow.” —Yiddish Proverb Habits start out like cobwebs but end up as strong as steel cables.  In his classic book, The 7 Habits of Highly Effective People, Stephen Covey describes the good habits that keep us on track in our life endeavors.  In working with many successful investors, we’ve […]

Going Back to Work? Start Fresh…And Smart!

If you are among the thousands of women who will be sticking their toes back in the job-hunting stream soon, take a deep breath! It’s okay to feel a bit nervous. Whether you’ve been at home raising a family, suffered recent divorce or widowhood, lost your employment, or re-located, the game remains the same. You […]

Finding Your Passion

  Sometimes a job just isn’t enough. Your career should reflect your passions and your deepest values. The following worksheet can help you get started identifying the passions that can lead to a fulfilling career. Finding Your Passion Worksheet To figure out what you like to do and get someone to pay you for doing […]

Top Ten Signs that it’s Time for a Career Change

You keep hitting the snooze button because don’t want to get out of bed in the morning. You wonder if why you didn’t join the Peace Corps when you had the chance. You wish you were someone else. You have bad dreams about work. You over-eat, over-drink, over-exercise, or over-analyze to escape. You have frequent […]

Tailor Your Career To Your Lifestyle

Whether or not you have children, you need to strike a balance between pursuing your professional goals and feeling fulfilled on an emotional level. Let’s take a closer look at some of the ways that women are balancing their career pursuits with their personal lives.  Flex-Time Because so many women are in the workplace, employers […]

Can Network Marketing Work for You?

Network marketing is the fastest growing economic sector in North America. Some 600,000 new families are attracted to network marketing each year as a way to create a second income on a part-time basis. That’s because network marketing doesn’t require a large investment of money, nor does it require special degrees. And you don’t have […]

Make a Difference: Capture the Power of the Three E’s

What can you do to make a difference? How can you use your time, talents and money most effectively? When we started WIFE twentythree years ago, we developed five guiding principles to make sure that we were using our resources in the most effective way. We continue to use these principles today. And so can […]

If I Had A Million Dollars

What would you do if you won a million dollars in the lottery? Never mind that your chances of winning are just slightly better than the chances of being abducted by aliens. But still, winning the lottery is a favorite daydream for a lot of us. So what would you do? The answer depends on […]

Feeling Philanthropic? Read This First

There are thousands of worthy causes that could benefit from a donation of your time or money. In fact, there are more than 800,000 charities in the United States alone. So how do you decide which organizations to support? Think about two or three areas or causes you want to assist, and make this your […]

What Matters Most

What matters most to you? Is it having the best, the shiniest, the most expensive new-fangled thing? Having it before everybody else? Or is it… To awaken each day relaxed and happy and not dreading the day to come, to have the time to enjoy your children, to watch your garden grow, to be free […]

What Do Women Like More Than Chocolate?

What do women like more than chocolate? Lots of ideas might be coming to mind, but the surprising answer is that women like cooperation even more than chocolate! A recent study at Emory University used an MRI brain scan during an experiment that involved alternating cooperation and conflict. The (male) scientists thought that conflict would […]

If You Shop ’til You Drop, Will America Prosper?

The headlines are abuzz with predictions of lower holiday spending this year, which the pundits say will mean the recession is a long way from being over. So if we shop ‘til we drop this December, will that improve our national economy? That makes no sense, and here’s why. If you spend $100 on dinner […]

Magic Wands and Roadblocks

Here’s the good news you’ve been waiting for. You have a Magic Wand, and when you wave it you can have anything you truly want. Do you dream about winning the lottery? You’ve got it. Now what? The luxury cars and magnificent life-styles are nice, but what lottery winners relish most is the financial security […]

Is Money More Important Than Sex? Most Women Think So

An excerpt from the seminar “Investing in the Future: What Every Woman Needs to Know” by Gail Buckner, Senior Vice President of Putnam Mutual Funds. Men think more about sex than money. Women think more about money than sex. Those were the surprising results found by Money Magazine in its 1996 survey. Why do men […]

Calendars and To Do Lists

Color code your calendar for quick identification of type of function or personnel on a project. It works well for clarity and creates a more attractive calendar. Keep only the number of calendars you really need. Be sure one calendar always contains everything and is the most current and reliable. Track multiple or large projects […]

Managing Time and Interruptions

Managing Time Schedule large projects into a series of short segments. You can accomplish much of the project in this way, and you may be motivated to keep going past the allotted time. Set a time limit on involvement in a task. It will seem less boring or overwhelming if you know you will stop […]

Get Organized! Start Your Spring Cleaning Here

One of these days I’ve got to get organized! Is that your daily mantra? If so, here are some good ideas for organizing your business life to increase your effectiveness and enjoyment each day. Handling Paper and Files Use a vertical step rack for “hot files” or current project files, in view and quickly available. […]

Restful Moments Of Relaxation

Are you stressed? Who isn’t? In today’s fast-paced society stress has reached major proportions. Relax, say the experts, but who has time to relax for any length of time? Believe it or not, you can relax a little bit at a time. Just do these brief exercises at intervals during a day. First, pay attention […]

Time Out: Taking the Next Step Toward a Balanced Life

An excerpt from the seminar “Your Career and Your Life: Balancing the Balancing Act” For most people, the only time their lives seem in perfect balance is on vacation, when they relax and enjoy everything around them. But in our day-to-day activity, life feels unbalanced and provides a very bumpy ride. To balance your life, […]

PrimeTime Women

Have you noticed that more and more advertising is aimed at you lately? In Marti Barletta’s book, she says that’s because PrimeTime Women™  stand at the intersection of the two most powerful and prosperous consumer segments in the world today: 1.  The so-called “Mature Market” whose numbers are growing exponentially and who enjoy above average income, wealth, and spending power. […]

The Grass is Greener

Did I see you at the Lawn and Garden Center last Saturday? No? Gee, it seemed that everyone else was there buying lawn spreaders, lawn mowers, and lawn trimmers, and piling those flatbed carts with bags of lawn fertilizer and weed and slug killer. Last Saturday was a truly gorgeous day—warm with lots of sunshine, […]

Saving Money While Having Fun

Education for your kids or yourself can take a big chunk out of your budget. A summer learning camp can cost more than you had planned to spend on school clothes, and tickets to a lecture or concert series can equal the cost of your car insurance for six months. But you don’t have to […]

Breaking The Spell Of The Sale

Does your heart beat faster when you walk into J. C. Penneys and see racks of winter dresses with big red Clearance signs? Do you leaf through the Sunday paper sale flyers with a sense of eagerness and anticipation? Do you think that a Buy one and another half price offer is really a bargain? […]

Getting The House Ready To Sell

Ah! Spring! Time to put away your wool clothes, get out in the garden, and even fall in love. It’s also a good time to put your house on the market. Having prepared five houses for sale in the past 35 years, I have experience in presenting a house for sale. And my husband Skip […]

Don’t Abandon Your Career if You Decide to Leave Work

Can you live on one income? If you are like many couples, you can’t even get by on two! But that doesn’t mean you can’t stay home to raise your children. It may be less expensive to run the household with only one spouse working. That’s because two careers mean additional expenses for childcare, commuting, […]

Holiday Spending Doesn’t Equal Holiday Cheer

‘Tis the season to spend money, fa-la-la-la-la, la-la-la-la. As we celebrate Christmas, Hannukah or Kwanza, extravagance seems to be required. Our mailboxes bulge with catalogs, mall retailers advertise with abandon, and grocery aisles are crammed with displays of holiday goodies. We succumb, buying everything from new curtains to Santa statuettes, along with sugar, heavy cream […]

Mr. Grinch Meets Mr. Claus

It’s been more than 50 years since Dr. Seuss penned the beloved tale about that mean-spirited, cranky pessimist—the Grinch, a bitter creature with a heart two sizes too small. From his high mountaintop home near Whoville, he hears the happy Christmas festivities of the Whos. Envious, he steals their Christmas presents and decorations to prevent […]

The Secret is Out

With almost a million people visiting our and MoneyClubs each year, it is not unusual to get emails from people like Sharon, who contacted us last year. She wrote, “I am interested in changing my mind about money, and attracting it to me effortlessly. I want to live a life filled with wealth and prosperity, a life of […]

Funding Your Dream: Ways to Finance Your Business

A reader recently asked how she could finance her business idea when she had used up her savings for education, and does not have family or friends to ask for money from. Well, the truth is, that having no savings or family and friends to turn to can make starting a business as a woman […]

Surfing To A New Career: Beyond a Job

Creating a successful career takes careful research and planning, and the Internet is a great place to start. By following links from these sites, you will find information on job listings, resume preparation, and recruitment firms, but little about planning a career. Here are a few sites that address work issues with a broader perspective: […]

“Netting” A Super Job

To advance in your profession and increase your income it might be time to get a better job. Showcase your technology skills to prospective employers by using your computer and the Internet as tools in your job search. Your computer and its connection to the Internet can put information about current opportunities at your fingertips, […]