Ginita’s Blog

Is Divorce on Your Holiday Shopping List?

Eight Steps from the Experts on Handling the Holidays when Your Marriage No Longer Feels Like a “Gift” Thinking about shopping lists, presents, parties, and…divorce?  Holidays are usually a time for reconnecting, but if you are married — and not so happily — seasonal preparations can put major strain on relationships that are already teetering …

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Are financial problems making you feel stupid? Scientists have figured out why.

If your month lasts longer than your money, don’t berate yourself for stupidity. When financial stress gets you down, your mind is slower as well, scientists have found. Most people tested lost about 13 IQ points when they were worried about money. That’s because stress slows your brain and makes thinking more difficult, the same …

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Don’t get taken in by the latest financial scam

Can you spot a financial scam. The new Financial Fraud and Susceptibility survey bets you can’t. About 40% of the 2,400 people surveyed recently said they’d be enticed by a fully guaranteed investment, especially if it offered an annual return of 110%. Really? Bernie Madoff’s guaranteed return rate was only 12%, and that was clearly …

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Home transfers in divorce can render mortgage interest non-deductible.

There are three parties to every divorce: the husband, the wife, and Uncle Sam. Uncle Sam is very picky about interest deductions on home mortgages, and a misstep can cost your client a tax deduction. Here’s a common situation that can trip you up, and ways to get around it. Your client agrees to transfer …

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Should You file Taxes Jointly or Separately?

It’s tax time again, and many are wondering whether they should file jointly with their soon-to-be-ex-spouse. There are many factors that I consider when I meet with clients to determine their best course of action for filing taxes. If you suspect your spouse is cheating on taxes by under-reporting income or over-reporting deductions, you can …

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