Are financial problems making you feel stupid? Scientists have figured out why.

Feeling Stupid?If your month lasts longer than your money, don’t berate yourself for stupidity. When financial stress gets you down, your mind is slower as well, scientists have found.

Most people tested lost about 13 IQ points when they were worried about money. That’s because stress slows your brain and makes thinking more difficult, the same effect as going without sleep during the night.

Well, guess what? When most of us are faced with financial trouble, we lose sleep as well.  Both of those cause you to be short on brain power, a double whammy to the brain. Since your ability for powerful thinking is kaput at that point, my best advice is to stop, take stock of where you are, and begin with small steps to find your way out.


Small steps take less thinking than global planning, and small steps still lead to big success. Step by step by step you can begin to solve your financial problems – it just takes time.

What will you do today?
Today’s Small Steps


  1. Hi Ginita,

    Your posts on are very helpful for women 50 and forward. is still on the site.

    Would you like to have another article published? is a great resource for women.


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