Targeted Small Steps

Here are some actions you can take right now to move you along the path to becoming a money star!

Small Steps to Get Organized

Organize Your Financial records Record your transactions in your check register as soon as possible. Remember to include any debit card fees that may apply. Then store your receipts safely in one place in case you need them later. Keep your checkbook up to date. Know your current bank account balance before you use a […]

Small Steps to Save Money on Gasoline

Eliminate trunk junk. Hauling extra weight lowers your fuel economy, so slimming down your cargo will help your car go further on less gas. Bunch your trips. Pick up groceries on your way from taking the kids to school, pick up the dry cleaning when you pick them up. By combining errands and planning your […]

Small Steps To Cut Expenses

If you and your spouse both have medical insurance, review your coverage to see if it would be less expensive for both of you to be on the same plan. Let your fingers do the shopping. Look for shopping bargains on the Internet, at your favorite sites or at an auction site. There are some […]

Small Steps to Making Your Budget Work

Create a “top-three” priority list. Choose three areas in which you’d like to cut expenses. Write your list in big letters and post it in a prominent place, such as on the refrigerator or on the wall in your office. Spend as usual on other items, but keep a close eye on your “top three.” […]

Small Steps For Fighting Your Money Fears

Face your fears Write down your worst money fears. Once you have made your list, decide which fears are real, and which fears are beyond your control. Cross out the ones beyond your control. Then you can develop a plan to deal with the fears that are real. As you move past the fear, you’ll […]

Small Steps for Achieving Your Financial Goals

Brainstorm 10 (small) money dreams that you want to achieve this year. Then choose two or three dreams and figure out what your first step should be to achieve that dream. Pick an attribute you aspire to. Make this a goal by visualizing and vocalizing it. Say, “I am feeling more _________ each day”. Say […]

Small Steps To Reduce Credit Card Debt

Start right now Take stock of your situation. Don’t be afraid to look your bills “in the face” and make a list of what you actually owe. Being willing to analyze your situation objectively will make it possible to resolve the problem. Knowledge is power! Take this simple quiz to see if you’ve got too […]