By Ginita Wall, CPA®, CFP
When I was divorced, I didn't change my
name, but now I want to resume my former name and drop my ex-husband's name. Is it too
late to do this without an expensive attorney?
Divorce is very unsettling, to say the least. It is
difficult to think about changing one's name when there are so many other more pressing
issues, and many women decide to continue using their married names, at least for the time
being
Resuming your former name is a significant step. It marks a return to a former SELF, and for many women, this represents a positive step towards recovery and acceptance of the divorce.
If you were not ready to make a name change at the time of divorce, and now you are, it is neither too late nor too difficult or expensive. Here is the procedure.
(Note: the procedure outlined below is targeted at California residents. The general outline should be applicable to your state.)
Depending upon how busy they are that day, they may process the form for you on the spot, giving you a copy as your evidence of name change. If not, be prepared to provide a self-addressed stamped envelope so they can mail your copy to you when it is processed.
When you have your copy of the form in hand, you can begin changing your name with other entities.. The best place to start is with the Department of Motor Vehicles. Take your approved form with you and get a new driver’s license. When your new license is sent to you, use that license as evidence of your new name to gradually make the changes with banks, credit card companies, Social Security, employers, etc.
During the period when the change is not complete, you can use both signatures: your new name followed by "AKA (your old name)" AKA stands for “Also Known As”.
When telling your children you are changing your name, make a simple explanation appropriate to their age and understanding. Just tell them the facts, and don't elaborate too much, so that they can retain pride in their birth name.
Your children will probably adapt to your new name faster than family and friends. People who know you by your married name may take a while to accept the change. And many people and institutions will assume that your name change indicates a new marriage for you. Consider in advance how you will handle their comments and inquiries.
A name change should not be an impulsive decision, nor is it alone the measure of your recovery from divorce. Before you change your name, make sure you have thought your decision through and it is best for you.
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