Financial Planning

Washington is a chaotic place these days, and a lot of political promises are throwing pundits into a tizzy (though, to be fair, they’re kind of always in a tizzy). Big new bills are being alternately praised by one political party as “needed change,” while the other party cries “major disruption.” While it may seem

Being self-employed has its downsides and its benefits. Downsides include no paid vacation or holidays and the never-ending need to continually find customers. Benefits include an ability to set your own hours, no limits on your income, and lots of potential business deductions. These deductions can help you save lots of money on your taxes,

Buying health insurance is smart for your health and for your finances, but a high deductible health care plan could prevent you from getting the care you need. There is a solution, and it comes with a lot of great bonuses. If you’ve never heard of a Health Savings Account (HSA), then keep reading. Not

What Will You Do Today? Sometimes we think that we have to make major changes in our lives to get ourselves on track. But in reality, major changes are the result of a series of Small Steps. Here are some small steps you can use to get started on your journey Ask yourself the following

Are you looking to become a homeowner sometime next year? Congratulations! This is a really big step, especially if this will be your first home. If you are like the vast majority of Americans, then you don’t have a couple hundred thousand dollars lying around in your savings account. That means you’ll need to convince

So you want to buy a house next year. It’s going to take more than wishful thinking to convince a lender to fork out hundreds of thousands of dollars to you so you can make your dream of home ownership a reality. You’re going to have to show lenders that you are a financially responsible

If you thought we proposed some pretty big ideas to pay off your credit card debt this year in part one of this series, you ain’t seen nothin’ yet. We’ve saved our biggest, boldest, and most serious ideas for this article. If you’ve got thousands of dollars in credit card debt to pay down, you

You’ve got credit card debt, and you hate it! Maybe a snapped timing belt in your car (and the huge bill that followed) sent you into a credit card spiral, or you lost your job, or you simply have a habit of swiping now and worrying about the consequences later. Whatever the reason, your credit