Investing for the future is always a game of chance, and risk-taking is part of the game plan. All investing involves some element of risk. The secret is to be a wise risk-taker and find the right balance for you between hopeful excitement and sleepless nights. While it’s natural to fear risk, it helps to […]
A Wise Risk Today Brings Good Fortune Tomorrow Read More »
There are three parties to every divorce: the husband, the wife, and Uncle Sam. Uncle Sam is very picky about interest deductions on home mortgages, and a misstep can cost your client a tax deduction. Here’s a common situation that can trip you up, and ways to get around it. Your client agrees to transfer
Home transfers in divorce can render mortgage interest non-deductible. Read More »
Okay – I absolutely never set out to find some wealthy guy to provide for me. In fact, if you ask my mother, you’ll hear about the tattooed biker, the penniless musician and the art teacher who pretty much lived in his van (did I just admit that??) Falling head over heels in love with
A Man is Not a Financial Plan: Elizabeth’s Story Read More »
Is your teenager looking for a summer job? Are you looking for employment? Job-Applications.com is a central resource where you can research jobs available and download applications for major employers. In addition to hundreds of printable and online applications for retail stores, department stores, pharmacies, grocery stores, restaurants, shops, etc., you’ll also find tips for putting together
Job-Applications.com Read More »
The first small step we shared was constantly asking yourself, “Is this the best use of my time?” That led me to ask this question throughout the day: Is this the best use of my thoughts right now? The mind averages sixty thousand thoughts per day, and some experts estimate that 80% of these are
Today’s 5 minute Small Step: Is this the best use of my thoughts of right now? Read More »
Americans are more at risk than ever before of not being able to maintain their same standard of living after they retire. The National Retirement Risk Index shows that in 2012 the number of at-risk households increased from 44% to 53% in the previous five years. This reflects the effects of the poor job market,
Beware These Risks to a Comfortable Retirement Read More »
If an older cash-challenged client wants to borrow funds to buy their spouse out of the home, they are often told that if they use a reverse mortgage they’ll never have to make a mortgage payment again. Here’s how it works: A reverse mortgage converts equity into cash, as a one-time payout, ongoing monthly payments
Reverse Mortgages Can Be Dangerous Read More »
