Background Several years ago, Morningstar’s Don Phillips invented what is called a style box, now widely used by the investment community to categorize mutual funds according to investment characteristics of their portfolios. Fund categorization allows investors to diversify the asset-allocation of their portfolios by choosing a selection of funds according to varying degrees of risk […]
The Fund Investor's Schoolhouse
Richard Loth is founder of The Fund Investor's Schoolhouse, a learning center for mutual fund investing know-how.
Mr. Loth has more than three decades of experience in international banking, corporate finance, and non-profit foreign development assistance programs in Latin America, Africa, and the Far East. He has lived in and traveled extensively to numerous countries in the aforementioned regions. His skills and experience as a risk analyst/lending officer with Citibank, Fleet National Bank, and the Bank of Montreal and as an independent financial consultant are broad ranged.
The lessons learned from his personal and professional investing activities, which date back to 1965, prompted Mr. Loth’s concern for the need for investment literacy on the part of the investing public. Since the late 1980s, he has dedicated a considerable amount of time to the educational needs of the individual investor.
Albert Einstein – “Not Everything That Counts Can Be Counted” If you have money in, or are just thinking about, emerging market mutual funds, I would strongly suggest that you incorporate the message found in the Einstein quote in your thought process. The investment community’s assessment of emerging markets seems to focus its evaluations on […]
Fund investors have dozens of tools to choose from to help them make smart mutual fund investment choices. Fund databases, websites, calculators, screening software, newsletters, videos, publications, message boards, and financial media are readily available. For many individuals, the investing process is a bit of a mystery, and they are intimidated by a perceived information-overload. […]
For several years now, the Kiplinger Personal Finance magazine has put together a selection of mutual fund recommendations it calls the “Kiplinger 25.” This is a portfolio of 25 no-load funds, in five different categories, that it considers to be of top quality. This portfolio, which also appears on the Kiplinger.com website, is fairly static, […]
New York-based investment manager, BlackRock Investments, LLC, started running a full- and half-page color ads in the Wall Street Journal. The attention-grabbing ad headline, in large bold letters, that “Traditional Bond Funds You Once Considered Safe Investments May Not Be So Safe Anymore” must have been a bit unnerving to some bond investors. The advertisements’ […]
The Wall Street Journal carried a long article by Michael A. Pollack titled, “What Are You Afraid Of.” In this piece, Pollock discusses impending market risks and suggested strategies by several experts on how investors can deal with certain adverse events. The article covers seven “what if” scenarios: Stocks take a dive, natural disasters and/or […]