Small Steps for Achieving Your Financial Goals

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  • Brainstorm 10 (small) money dreams that you want to achieve this year. Then choose two or three dreams and figure out what your first step should be to achieve that dream.
  • Pick an attribute you aspire to. Make this a goal by visualizing and vocalizing it. Say, “I am feeling more _________ each day”. Say this affirmation 10 times in the morning and 10 times at night. This is the secret behind Money Attraction Affirmations that help bring prosperity into your life.
  • Educate yourself. Answer the Money Truth and Dreams questionnaire. Look at the questions that you answered with an “A” (Money Star-ter). Pick two or three areas you would like to improve on, and pick one or two small steps you can do in 15 minutes or less. (You can do anything for 15 minutes!) Focus on these areas, and later you can work on the others. You can’t do everything all at once.
  • Do something every day. At the Money Club website, you will find three Small Steps you can choose from each day. These steps take only five, ten or fifteen minutes to do (and you can do anything for fifteen minutes.) Small steps lead to big success.

Visualize your life

  • Create a timeline of your financial history, starting with your first job or entrepreneurial endeavor. List your childhood lemonade stand, college stint at the local bookstore, and first “real” job. Include any financial milestones or setbacks, such as a career change, bankruptcy, or inheritance. Charting your money history over time will help you to see where you’ve been and how it may be influencing where you are going.
  • Imagine your life as you would like to see it ten years from now. Where will you live? What work will you do? What will you own? Cut pictures out of magazines to make a Dream Collage. Put this Dream Collage in a place where you see it daily, and use it as the starting point to develop specific financial goals.
  • Visualize and vocalize your goals. Say, “I am…” and then the goal of your choice. I am getting a promotion. I am taking a vacation to Europe. I am contributing more to my 401(k). Say these affirmations 10 times in the morning and 10 times at night. This is the secret behind Money Attraction Affirmations.
  • Write a paragraph describing your idea of “the good life”. Where do you live? What do you do? Who are you with? What does your day look like?
  • Take 15 minutes to focus on what is important, not what is urgent. What is the most important direction for your life right now? Where are you going? What builds the most value for yourself and the ones you love?
  • Write down what you want to be known for at the end of your life. Are you working on that right now? How could you step up the pace?
  • Visualize how you would like your life to change over the next ten years. Then, use this visualization as the starting point to develop specific financial goals. Would you like to go back to school? Start a business? Buy a house? Use your dreams to motivate yourself to get your financial house in order.
  • Try a different route to work and go to a different place for lunch (or brown bag it or exercise during lunch). Shake up your daily routine so you can see more of your options.
  • Think about what matters most to you and how you can use your money better in the future to bring you more pleasure, joy and love.