It’s smart to shop for financing before you shop for a new house. Pre-qualification can be a valuable negotiating tool, since the seller will know you’ll be able to close on the home quickly. And by pre-qualifying, you can make sure you’re shopping in the right price range, so you don’t fall in love with a house that costs far more than you can afford.
|How does the word “mortgage” make you feel? Does it have good connotations of becoming a grown-up? Or does it feel like an anchor or burden?|
|Things to Talk About|
|Pick the question your Club finds most interesting. If there’s still time, pick another one — or make up your own!
|Catch Yourself Doing Something Right|
|Share your success with your fellow Club members:
|What Will You Do Today?|
|Choose one Small Step to do before next meeting, and pledge to the group to do it. To select that 15-minute exercise, ask yourself these questions:
Don’t drive yourself crazy. Remember, you can do anything for 15 minutes! For example:
You get the picture. This is like Goldilocks. Don’t try to do too much. Don’t try to do too little. Do it just right.
|Money Attraction Affirmations|
|Choose one affirmation to motivate you to achieve your goals, something like:
|The Money Zone for Next Meeting|
|Cast your vote: Does your Money Club want to stay in this Money Zone, or do you want to move on to the next Money Zone?If your group decides to Stay in the Zone then, future Money Star, check out these fun articles so you can discuss them at your next meeting. Even if your group decides to move to the next Zone, you still can explore these on your own.One Simple Investment
What is PMI?
10 Things Your Lender Won’t Tell You
|Just For You|
|Before the next Money Club meeting, do the Just for You Exercise called Paying For It. Don’t skip a meeting if you don’t get this done. Half of life is showing up, Money Clubs included. You can tell the group you didn’t get it done, and they will encourage you (not bug you) to make a date to do it soon.Discussion questions for your club meeting: