Ho, ho, ho! Cookies are baking, bells are ringing, and sounds of holiday cheer fill the air. The holiday season is fast upon us. In this “most wonderful time of the year”, it’s easy to slip into the holiday mood and buy just one more present for an acquaintance, one more outfit for a holiday party-and wake up with a splitting-headache spending hangover in January.
This Zone will help you manage the holiday season, so you won’t spend the next year dealing with the stress of paying for all of those lovely gifts and parties and decorations.
|What is the best present you ever received? What made it the best: was it who gave it to you, the anticipation of waiting for it, what you did with it?|
|Things to Talk About|
|The holiday season is a time of renewal and fellowship-and also time of wild consumerism. We seem to worship the mall and the Hallmark store, instead of our faith, our traditions, and our connection to our families and the world. Whether you celebrate Christmas, Hanukah, Kwanzaa, or simply “the holidays”, it’s important to develop your own personal meaning for the season. Instead of spending money this season, consider spending time with those you love.Pick the question your Club finds most interesting. If there’s still time, pick another one — or make up your own!
|Catch Yourself Doing Something Right|
|Share your success with your fellow Club members:
|What Will You Do Today?|
|Choose one Small Step to do before next meeting, and pledge to the group to do it. To select that 15-minute exercise, ask yourself these questions:
Don’t drive yourself crazy. Remember, you can do anything for 15 minutes! For example:
You get the picture. This is like Goldilocks. Don’t try to do too much. Don’t try to do too little. Do it just right.
|Money Attraction Affirmations|
|Choose one affirmation to motivate you to achieve your goals, something like:
|The Money Zone for Next Meeting|
|Cast your vote: Does your Money Club want to stay in this Money Zone, or do you want to move on to the next Money Zone?
If your group decides to Stay in the Zone then, future Money Star, check out these fun articles so you can discuss them at your next meeting. Even if your group decides to move to the next Zone, you still can explore these on your own.Save Time and Money This Season
The Gift of Financial Knowledge
|Just For You|
|Before the next Money Club meeting, do the Just for You Exercise called Holiday Spending Planner.Don’t skip a meeting if you don’t get this done. Half of life is showing up, Money Clubs included. You can tell the group you didn’t get it done, and they will encourage you (not bug you) to make a date to do it soon.
Discussion questions for your club meeting: