Establishing credit in your own name (or fixing the credit you already have) will help you buy a house, a car, or any other major purchase you desire-at the very best rates. Improving your credit is easier than you think. We’ll show you how.
|When did you first use a credit card-your own or someone else’s? How old were you? What did you buy?|
|Things to Talk About|
|Is Big Brother watching you? When it comes to your credit history, it seems that way. Most people go merrily on their way, living their lives, while computers in back rooms are keeping track of their every financial move. It is only when they get turned down for credit that most people realize that someone’s been keeping track, and it’s not them.Pick the question your Club finds most interesting. If there’s still time, pick another one — or make up your own!
|Catch Yourself Doing Something Right|
|Share your success with your fellow Club members:
|What Will You Do Today?|
|Choose one Small Step to do before next meeting, and pledge to the group to do it. To select that 15-minute exercise, ask yourself these questions:
Don’t drive yourself crazy. Remember, you can do anything for 15 minutes! For example:
You get the picture. This is like Goldilocks. Don’t try to do too much. Don’t try to do too little. Do it just right.
|Money Attraction Affirmations|
|Choose one affirmation to motivate you to achieve your goals, something like:
|The Money Zone for Next Meeting|
|Cast your vote: Does your Money Club want to stay in this Money Zone, or do you want to move on to the next Money Zone?If your group decides to Stay in the Zone then, future Money Star, check out these fun articles so you can discuss them at your next meeting. Even if your group decides to move to the next Zone, you still can explore these on your own.Unmasking the Secrets of Credit Scores
Applying Credit Wisdom
Credit After Divorce
|Just For You|
|Before the next Money Club meeting, do the Just for You Exercise called Credit Beginnings and Credit Fixes.Don’t skip a meeting if you don’t get this done. Half of life is showing up, Money Clubs included. You can tell the group you didn’t get it done, and they will encourage you (not bug you) to make a date to do it soon.Discussion questions for your club meeting: