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Ginita's Blog

Ginita Wall, CPA, CFP®, CDFAGinita Wall's Tips and Tricks to Financial Well Being

Co-founder of WIFE.org and originator of the acclaimed Second Saturday program (“What Women Need to Know About Divorce”), Ginita Wall is a financial expert and columnist for Turbotax, Divorce Magazine, Divorce360.com, and has written for iVillage.com, CNBC.com, Cox Interactive Media, the General Electric Center for Financial Learning and Divorce Magazine.

Named one of the 250 top financial advisors in the country by Worth Magazine seven years in a row, she has authored eight books and numerous booklets on personal finance.

Reverse Mortgages Can Be Dangerous

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If an older cash-challenged client wants to borrow funds to buy their spouse out of the home, they are often told that if they use a reverse mortgage they’ll never have to make a mortgage payment again. Here’s how it works: A reverse mortgage converts equity into cash, as a one-time payout, ongoing monthly payments [...]

Women’s Choice Financial Advisors Program

Women's Choice Award

The first day of spring is always special to us at WIFE.org – it was 25 years ago, on March 21, 1988, that the Women’s Institute for Financial Education began. We are delighted to announce that after years of requests we are launching our latest endeavor, the Women’s Choice Financial Advisors Program. You can read all [...]

Higher Education Just Got Higher

college-costs

College kids and their parents are having a tough time of it financially, and it’s going to get a whole lot worse with government cost-cutting, I’m afraid. Public colleges have always been the low-cost alternative to private schools (such as Harvard, Yale and Stanford), but the words “low-cost” don’t really apply any more. The tuition [...]

Want to save taxes? Buy carrots.

Carrots

As Congress and the White House consider cutting spending and raising taxes, I hope they consider what creative entrepreneurs do when tax rates get too high. Here’s an example: When a special sales tax on theater ticket sales were raised to 21%, a theater owner in Spain put on his thinking cap. He noticed that [...]