Money Talks … Love Listens

This month, as wedding bells ring for hordes of happy, hopeful newlyweds, my husband and I are celebrating our 29th anniversary. We’ve learned a lot over the years, and we wish all the new kids on the block as much happiness and good fortune as we’ve enjoyed. We especially wish them the will and wisdom […]

To Prenup or Not To Prenup

A prenuptial agreement (or prenup) is often more important in a second marriage than in a first. Because of obligations to children, existing assets, and prior legal commitments, a written agreement assures that everyone’s needs are clear and their financial interests protected. If your future spouse feels uncomfortable about the idea, reassure him that the […]

Finance 101 for New Graduates

Graduation is a time for new beginnings. As you join the world of work, realize that you have a tremendous power to shape your financial future.  That’s because you hold the greatest of all assets—time!  The ability to set goals and know what needs to be done to reach them begins the exciting journey toward […]

The All-American Yard Sale

Summer is a great time for taking a deep breath and a good look around. If you cast your eyes on the old homestead—the yard, the garage, the closets, and the cupboards—and see way too much stuff, you’re not alone. Americans have more stuff than they can handle. Think about those self-storage facilities appearing everywhere. […]

The Best-Laid Wedding Plans

It’s hard to stay on budget when planning your wedding-expenses can get away from you as you strive for the “perfect day.” Use the following savings secrets to keep your best laid wedding plans from going awry. Try not to make quick decisions. Impulsive decisions can lead to canceled contracts and returned items which in […]

What Your Kids Can Learn from a Trip to the Beach

We create our lives each day by choosing what we focus on. But too often what we focus on doesn’t advance our lives or accomplish our goals. We are too caught up in our daily living to even figure out our goals, never mind taking steps to accomplish them. Let us illustrate this with a […]

Moving in With Your Sweetheart

Many couples are moving in together before they get married. Deciding to live together is a big step in any relationship. It generally means you’re seriously thinking about commitment, but you want to do a little more investigating before taking the plunge. Though it can seem romantic to merge your finances as you merge your […]

Save Money This Summer with a Staycation

Are your vacations so hectic that you need to get back to work to relax once you return?  Are you still paying off your last vacation while booking your next one?  Here’s a way to abandon the stressful vacation payment treadmill, and relax on the cheap this summer. Get away without going away Whenever my […]

When Should Your Teen Get Their First Credit Card?

Your little baby is growing up. Now that she’s driving and started her first part-time job, is she ready to handle all of the privileges and risks associated with owning a credit card? Heck, is she even old enough? You may wonder when is the right time is for your teen to get his or […]

Are You Entitled to Some of Your Husband’s Retirement Savings In Your Divorce?

Aside from your home, it is likely that the retirement accounts you and your husband hold make up a large portion of your shared assets. Divorce accounts, like 401(k) plans, IRAs, and pension funds come with a lot of rules and regulations, which makes them a little tricky to tackle in divorce. However, retirement accounts […]

Do I Have to Claim Child Support Income on My Taxes?

Question: Last year my divorce with my husband became final and he started paying me child support for our two daughters. I’m going back to school, and the child support and alimony make up a lot of the money I get (I also work part-time). This is the first year I’m filing my taxes as […]

Five Ways to Safeguard Your New Baby’s Financial Future

Your beautiful new baby has arrived and you think you’ve got the safety thing under control. The house is childproofed, you’ve got the pediatrician’s phone number posted on the fridge, and a brand new car seat sits in the back of your minivan.  But physical safety is just part of the challenge. Unless you’re Julia […]