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	<title>wife.org &#187; Newsletters</title>
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	<link>http://www.wife.org/blog</link>
	<description>WIFE.org provides financial education and networking opportunities to women of all ages.</description>
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		<title>Couples and Money</title>
		<link>http://www.wife.org/blog/newsletters/couples-and-money/</link>
		<comments>http://www.wife.org/blog/newsletters/couples-and-money/#comments</comments>
		<pubDate>Fri, 05 Sep 2008 22:15:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Newsletters]]></category>

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		<description><![CDATA[







Test Your Marriage Money Skills
              Take this quiz from our book to find out how you  and your partner rate.&#160;
              http://wife.org/marriagemoneyskillsquiz.htm




&#160; 


He Says, She Says
    [...]]]></description>
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<div class="div90w">
<div align="center"><a href="http://wife.org/marriagemoneyskillsquiz.htm" target="_blank"><img border="0" src="http://wife.org/images/couple.gif" vspace="0" hspace="0" width="60" height="87"></a></div>
</p></div>
</td>
<td>
<div class="divarticle"><font face="arial,helvetica,sans-serif" size="2"><strong>Test Your Marriage Money Skills</strong><br />
              Take this quiz from our book to find out how you  and your partner rate.&nbsp;<br />
              <a href="http://wife.org/marriagemoneyskillsquiz.htm" target="_blank">http://wife.org/marriagemoneyskillsquiz.htm</a></font></p></div>
</td>
</tr>
<tr>
<td align="center" valign="top">
<div class="div90w"><a href="http://wife.org/hesaysshesays.htm" target="_blank"><img border="0" src="http://wife.org/images/heshe.gif" hspace="0" vspace="0" width="70" height="57"></a>&nbsp; </div>
</td>
<td>
<div class="divarticle"><font face="arial,helvetica,sans-serif" size="2"><strong>He Says, She Says</strong><br />
              Do you and your spouse speak different languages  when it comes to money? Here&#8217;s a handy tongue-in-cheek translation guide to get  you on the same page.<br />
              <a href="http://wife.org/hesaysshesays.htm" target="_blank">http://wife.org/hesaysshesays.htm</a></font></p></div>
</td>
</tr>
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<td valign="top">
<div align="center">&nbsp;<a href="http://wife.org/money-conflict-scale.htm" target="_blank"><img src="http://wife.org/images/moneybalance.gif" alt="Money Conflict Scale" width="75" height="75" border="0"></a></div>
</td>
<td>
<div class="divarticle"><font face="arial,helvetica,sans-serif" size="2"><strong>How Do You Rate on the Money Conflict Scale?</strong><br />
              Money matters for couples can be a meeting of  the minds-or World War III. Take this quiz to see how you stack up.&nbsp;<br />
              <a href="http://wife.org/money-conflict-scale.htm" target="_blank">http://wife.org/money-conflict-scale.htm</a></font></p></div>
</td>
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<tr>
<td width="90" valign="top">
<div class="div90w" align="center">&nbsp;<a href="http://wife.org/15-ways-to-date-your-mate.htm" target="_blank"><img src="http://wife.org/images/date.gif" width="70" height="70" hspace="4" vspace="4" border="0"></a></div>
</td>
<td width="100%">
<div class="divarticle"><font face="arial,helvetica,sans-serif" size="2"><strong>15 Ways to Date Your Mate</strong><br />
              How to date your lover without breaking the  bank.<br />
              <a href="http://wife.org/15-ways-to-date-your-mate.htm" target="_blank">http://wife.org/15-ways-to-date-your-mate.htm</a></font></p></div>
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		<item>
		<title>What to Do In Today&#8217;s Housing Market</title>
		<link>http://www.wife.org/blog/newsletters/what-to-do-in-todays-housing-market/</link>
		<comments>http://www.wife.org/blog/newsletters/what-to-do-in-todays-housing-market/#comments</comments>
		<pubDate>Sun, 03 Aug 2008 16:59:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Newsletters]]></category>

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		<description><![CDATA[







House Shopping
      It&#8217;s getting to be a buyer&#8217;s market, so look for  some great deals as you shop for the house of your dreams. Here are eight great  tips to get you started.&#160;
    







Is Your Home Keeping You Together?
      if [...]]]></description>
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<div class="div90w">
<div align="center"><a href="http://wife.org/money-invest-house-shopping.htm"><img src="http://wife.org/images/houseforsale.gif" alt="Shopping for a House" width="80" height="76" hspace="6" vspace="6" border="0" /></a></div>
</p></div>
</td>
<td>
<div class="divarticle"><font face="arial,helvetica,sans-serif" size="2"><strong><a href="/money-invest-house-shopping.htm">House Shopping</a></strong><br />
      It&#8217;s getting to be a buyer&#8217;s market, so look for  some great deals as you shop for the house of your dreams. Here are eight great  tips to get you started.&nbsp;<br />
    </font></div>
</td>
</tr>
<tr>
<td align="center" valign="top">
<div class="div90w"><a href="http://wife.org/is-your-home-keeping-you-together.htm"><img src="http://wife.org/images/puppethouse.gif" alt="House Keeping You Together" width="60" height="111" border="0" /></a></div>
</td>
<td>
<div class="divarticle"><font face="arial,helvetica,sans-serif" size="2"><strong><a href="/is-your-home-keeping-you-together.htm">Is Your Home Keeping You Together?</a></strong><br />
      if you are divorcing, sluggish home sales can be a huge obstacle in dividing up your assets. Here are some options…<br />
      <a href="http://wife.org/is-your-home-keeping-you-together.htm"></a></font></div>
</td>
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<td valign="top">
<div align="center">
<div class="div90w"><a href="http://wife.org/money-invest-rent-or-buy-home.htm"><img src="http://wife.org/images/rentorbuy.gif" alt="Rent or Buy?" width="70" height="74" border="0" /></a></div>
</p></div>
</td>
<td>
<div class="divarticle"><font face="arial,helvetica,sans-serif" size="2"><strong><a href="/money-invest-rent-or-buy-home.htm">Rent or Buy?</a></strong><br />
      Home ownership is the American dream, but buying a house at the wrong time can derail your financial plans. Fill out this worksheet to help you decide whether to rent or buy.<br />
    </font></div>
</td>
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<tr>
<td width="90" valign="top">
<div class="div90w" align="center"><a href="http://wife.org/money_invest_homeimprovement.htm"><img src="http://wife.org/images/homeimprovements01.gif" alt="Home Improvements" width="54" height="73" border="0" /></a></div>
</td>
<td width="100%">
<div class="divarticle"><font face="arial,helvetica,sans-serif" size="2"><strong><a href="/money_invest_homeimprovement.htm">Home Improvements &#8211; A good investment? Or not?</a></strong><br />
      With the slow housing market, lots of people are remodeling instead of moving. Before you begin, find out which improvements are likely to improve your finances. </p>
<p>      <a href="http://wife.org/money_invest_homeimprovement.htm"></a></font></div>
</td>
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		<item>
		<title>Have a Prosperous New Year!</title>
		<link>http://www.wife.org/blog/newsletters/have-a-prosperous-new-year/</link>
		<comments>http://www.wife.org/blog/newsletters/have-a-prosperous-new-year/#comments</comments>
		<pubDate>Wed, 09 Jan 2008 01:18:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">http://wife.org/blog/?p=6</guid>
		<description><![CDATA[January 2007 


Change Your Habits, Change Your Life


From our founders:
It&#8217;s a new year, and already many people are no longer keeping the New Year&#8217;s Resolutions they made just a short time ago. Statistics show that within six weeks, the vast majority of people have scuttled their good intentions and gone back to their old ways.
If [...]]]></description>
			<content:encoded><![CDATA[<p>January 2007 </p>
<table cellspacing="0" cellpadding="0" width="400" border="0">
<tr>
<td class="headlines" style="padding-bottom: 6px; width: 494px" valign="top"><strong><font face="arial,helvetica,sans-serif" color="#666699" size="4">Change Your Habits, Change Your Life</font></strong></td>
</tr>
<tr>
<td style="padding-bottom: 6px" valign="top"><font face="arial,helvetica,sans-serif" size="2"><strong>From our founders:</strong><br />
<img height="106" hspace="6" src="http://wife.org/images/bahrwall.jpg" width="134" align="right" vspace="6" border="0" />It&#8217;s a new year, and already many people are no longer keeping the New Year&#8217;s Resolutions they made just a short time ago.</font> <font face="arial,helvetica,sans-serif" size="2">Statistics show that within six weeks, the vast majority of people have scuttled their good intentions and gone back to their old ways.</font></p>
<p><font face="arial,helvetica,sans-serif" size="2">If your commitment is flagging, here are some energizing tips to get you back on track.</font></p>
<p><span class="smalltext"><a href="http://wife.org/about_cbahr.htm"><font face="arial,helvetica, sans-serif" size="1">Candace Bahr</font></a><font face="arial,helvetica, sans-serif" size="1"> |  <a href="http://wife.org/about_gwall.htm">Ginita Wall</a></font></span><font face="Arial" color="#cc0033" size="2"><strong>WIFE Founders</strong></font></td>
</tr>
</table>
<table cellspacing="0" cellpadding="6" width="100%" border="0">
<tr>
<td style="width: 90px" valign="top">
<div class="div90w"><a href="http://www.amazon.com/exec/obidos/tg/detail/-/0471449741/ref=ase_womensinstitutef/103-9483729-8423866?v=glance&#038;s=books"><img height="91" hspace="10" src="http://wife.org/images/morethanmoney-cover60x90.gif" width="60" border="0" /> </a></div>
</td>
<td style="width: 100%"><font face="arial,helvetica,sans-serif" size="2">If you like these WIFE.org articles, you&#8217;ll find some of these and many more in Candace and Ginita&#8217;s indispensable book &#8212; <strong>It&#8217;s More Than Money &#8212; It&#8217;s Your Life! The New Money Club for Women</strong>.</p>
<p><strong>It&#8217;s available at your bookstore, or you can <a href="http://www.amazon.com/exec/obidos/tg/detail/-/0471449741/ref=ase_womensinstitutef/103-9483729-8423866?v=glance&#038;s=books">Order from Amazon.com</a></strong><br />
</font></td>
</tr>
</table>
<table cellspacing="0" cellpadding="6" width="100%" border="0">
<tr>
<td style="width: 90px" valign="top" align="center">
<div class="div90w"><a href="http://wife.org/change-your-habits.htm"><img height="70" alt="New Habits" src="http://wife.org/images/newhabits.gif" width="70" border="0" /></a></div>
</td>
<td style="width: 100%"><font face="arial,helvetica,sans-serif" size="2"><strong>Change Your Habits, Change Your Life</strong></font><font face="arial,helvetica,sans-serif" size="2"><br />
Good habits lead to success, but not all habits are good. Here are seven bad habits that can derail your financial future, and what do to to get on track.<br />
<a href="http://wife.org/change-your-habits.htm">http://wife.org/change-your-habits.htm</a></font></td>
</tr>
</table>
<table cellspacing="0" cellpadding="6" width="100%" border="0">
<tr>
<td style="width: 90px" align="center">
<div class="div90w"><a href="http://wife.org/features-savvy-newyear-affirmations.htm"><img height="66" alt="New Year's Affirmations" hspace="6" src="http://wife.org/images/catchstar.gif" width="65" vspace="6" border="0" /></a></div>
</td>
<td style="width: 100%"><font face="arial,helvetica,sans-serif" size="2"><strong>New Year&#8217;s Affirmations</strong><br />
Here are five affirmations for the New Year to help you develop a successful money mind.Â<br />
</font><font face="arial,helvetica,sans-serif" size="2"><a href="http://wife.org/features-savvy-newyear-affirmations.htm">http://wife.org/features-savvy-newyear-affirmations.htm</a></font></td>
</tr>
</table>
<table cellspacing="0" cellpadding="6" width="100%" border="0">
<tr>
<td style="width: 90px" align="left"><center></p>
<div class="div90w"><a href="http://wife.org/columnists/morey/morey-openwide.htm"><img height="50" alt="Open Wide!" hspace="6" src="http://wife.org/images/smile.gif" width="65" vspace="6" border="0" /></a></div>
<p></center></td>
<td style="width: 100%"><font face="arial,helvetica,sans-serif" size="2"><strong>Save Money Creatively This Year<br />
</strong>Here&#8217;s a unique way columnist Sue Morey found to save money on dental bills.<br />
</font><font face="arial,helvetica,sans-serif" size="2"><a href="http://wife.org/columnists/morey/morey-openwide.htm">http://wife.org/columnists/morey/morey-openwide.htm</a></font></td>
</tr>
</table>
<table cellspacing="0" cellpadding="6" width="100%" border="0">
<tr>
<td style="width: 90px" valign="top" align="center">
<div class="div90w"><a href="http://wife.org/what-i-have-learned.htm"><img height="63" alt="Money Knowledge" hspace="6" src="http://wife.org/images/moneyknowledge.gif" width="70" vspace="6" border="0" /></a></div>
<p><a href="http://wife.org/success-is-contagious.htm" target="_blank" /></td>
<td style="width: 100%"><font face="arial,helvetica,sans-serif" size="2"><strong>What I&#8217;ve Learned So Far</strong><br />
Candace Bahr shares what she&#8217;s learned over 27 years as a financial adviser<br />
<a href="http://wife.org/what-i-have-learned.htm">http://wife.org/what-i-have-learned.htm</a></font></td>
</tr>
</table>
<hr size="1" /><span class="style5"><font color="#cc0033">Money Attraction Affirmation</font></span><br />
<font face="arial,helvetica,sans-serif" size="2">Money can help you achieve your life dreams. At WIFE.org, we believe that prosperous thinking is the first step to success. Each month we will include a <em><strong>Money Attraction Affirmation</strong></em> to help you create dynamic changes in your life.</font></p>
<p><font face="arial,helvetica,sans-serif" size="2"><a href="http://wife.org/affirmation0107.htm" target="_blank">Print this affirmation</a> and read it several times a day to promote harmony in your life.<br />
(Alter it to meet your specific needs.)</font><br />
<center></p>
<table cellspacing="0" cellpadding="14" width="80%" align="center" border="1">
<tr>
<td>
<p class="headlines" align="center">&#8220;I am focusing on my financial future.&#8221;</p>
<p align="center">I am letting go of all past worries and concerns and I focus my energy on creating new habits to achieve my greatest good in the future.</p>
</td>
</tr>
</table>
<p></center><br />
<hr size="1" />
<table cellspacing="0" cellpadding="6" width="100%" border="0">
<tr>
<td style="width: 102px" valign="top" align="center"><a href="http://moneyclubs.com"><img height="90" src="http://wife.org/images/piggybank01-tn.jpg" width="71" border="0" /></a></td>
<td style="width: 100%"><font face="arial,helvetica,sans-serif" size="2"><strong>Visit the Money Club at <a href="http://moneyclubs.com">MoneyClubs.com<br />
</a></strong>We&#8217;ve created a safe, supportive and structured atmosphereÂ<br />
so you can use the power of the group to reach important life goals.Â<br />
</font><em><font face="arial,helvetica,sans-serif"><strong>Amazing things happen in Money Clubs!</strong></font></em></td>
</tr>
</table>
<hr size="1" />
<p class="headlines">Visit the WIFE bookstore and Money Club Boutique<br />
&#8211; for specially selected books and baubles.</p>
<div align="center"><center></p>
<table cellspacing="0" cellpadding="8" width="90%" border="0">
<tr>
<td style="width: 100%" bgcolor="#eeeeee"><font face="arial,helvetica,sans-serif" size="2">All proceeds at the bookstore and boutique support the non-profit Money Club and WIFE web site and projects. We volunteer our time and don&#8217;t take any compensation. That&#8217;s how we can keep WIFE.org and the Money Clubs free for everyone.</font></td>
</tr>
</table>
<p></center></div>
<table cellspacing="0" cellpadding="0" width="100%" border="0">
<tr>
<td style="padding-bottom: 10px; padding-top: 10px">
<p align="center"><font face="arial,helvetica,sans-serif" size="2"><strong>We&#8217;ve specially selected some items for you<br />
Â that capture the Money Club and WIFE spirit.</strong></font></td>
</tr>
<tr>
<td style="padding-bottom: 12px">
<table width="100%" border="0">
<tr>
<td align="center"><font face="arial,helvetica,sans-serif" size="2"><a href="http://moneyclubs.com/store-sandals.htm"><img height="80" src="http://wife.org/images/sandal02.gif" width="42" vspace="1" border="0" /></a></font></td>
<td align="center"><font face="arial,helvetica,sans-serif" size="2"><a href="http://moneyclubs.com/store-purses.htm"><img height="96" src="http://wife.org/images/i-purse-blackcrystalstrap.jpg" width="83" border="0" /></a></font></td>
<td align="center"><a href="http://moneyclubs.com/store-star.htm"><img height="93" src="http://wife.org/images/1shiningstar.jpg" width="73" border="0" /></a></td>
<td align="center"><font face="Verdana" size="1"><strong><a href="http://www.amazon.com/exec/obidos/tg/detail/-/0471449741/ref=ase_womensinstitutef/103-9483729-8423866?v=glance&#038;s=books"><img height="91" src="http://wife.org/images/morethanmoney-cover60x90.gif" width="60" border="0" /></a></strong></font></td>
</tr>
</table>
</td>
</tr>
</table>
<table cellspacing="0" cellpadding="0" width="100%">
<tr>
<td><font size="2"><strong><font face="Arial, Helvetica, sans-serif"><br />
</font></strong></font></p>
<table cellspacing="0" cellpadding="6" width="90%" align="center" border="0">
<tr>
<td colspan="2"><font face="arial,helvetica,sans-serif" size="2"><strong>Prosperity Purse</strong></font><span class="smalltext2"> (special limited edition of 100)</span></td>
</tr>
<tr>
<td><font size="2"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif" size="2"><a href="http://moneyclubs.com/store-prosperitypurse.htm"><img height="96" alt="Prosperity Purse" hspace="6" src="http://wife.org/images/prosperitypurse03.jpg" width="175" vspace="6" border="0" /></a></font><font face="Arial, Helvetica, sans-serif"> </font></font></font></td>
<td style="width: 100%"><font face="arial,helvetica,sans-serif" size="2">This unique jewel-encrusted purse, filled with special wish dust, comes in its own pouch with an inspiring poem written for you by Candace and Ginita. Our own original idea, you won&#8217;t find this Purse anywhere else! It is yours for $50, and 100% of the proceeds go to support the non-profit WIFE.org.</font></td>
</tr>
<tr>
<td colspan="2"><font face="arial,helvetica,sans-serif" size="2">Our passion is to create prosperity in the lives of women. You have the power to help. Together we can make a difference, so join us in our quest to help women everywhere.</font></p>
<p><font face="arial,helvetica,sans-serif" size="2">Buy a purse for yourself, or give it as a gift to encourage someone special. An emblem of hope, this purse is sure to draw prosperity into your life. </font></td>
</tr>
</table>
</td>
</tr>
</table>
<table cellspacing="0" cellpadding="6" width="100%" border="0">
<tr>
<td valign="top" colspan="2"><font face="arial,helvetica,sans-serif" size="2">Proceeds from your purchases at the <a href="http://wife.org/bookstore.wifeauthors.htm">WIFE Bookstore</a>, <a href="http://moneyclubs.com/store.htm">Money Club Boutique</a>, and <a href="http://wife.org/about_membership.htm">donations</a>  help us maintain and update the <a href="http://wife.org">WIFE</a> and <a href="http://moneyclubs.com">Money Club</a> web sites, and keep them free for everyone. </font></td>
</tr>
<tr>
<td valign="top"><a href="http://wife.org/inform.php?url=http://wife.org/newsletter-0107.htm"><img height="48" src="http://wife.org/images/emailthis01.gif" width="68" border="0" /></a></td>
<td style="width: 100%" bgcolor="#eeeeee"><font face="arial,helvetica,sans-serif" size="2"><em>Please <a href="http://wife.org/inform.php?url=http://wife.org/newsletter-0107.htm">click here</a> to forward this newsletter to<br />
your friends, colleagues, and loved ones</em></font></td>
</tr>
<tr>
<td valign="top">&nbsp;</td>
<td style="width: 100%"><font face="arial,helvetica,sans-serif" size="2">If this link does not work please forward it to your friend using the &#8220;Forward&#8221; button on your email program.</font></td>
</tr>
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<p><font face="arial,helvetica,sans-serif" color="#666699" size="2"><strong>If you believe it, you can achieve it. Trust <a href="http://wife.org">WIFE.org</a> to show you how.</strong></font></p>
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