Signs of a Healthy Approach Toward Money

Your financial future is up to you. No matter what your past financial history has been, you can begin today to build a solid financial foundation. With a healthy approach toward money you can cultivate sound financial management.

How many of these traits do you have?

  • You feel in control of money rather than being controlled by it.

  • You use money in positive ways to enhance your life, not only as a means for providing necessities.

  • You consider money a reward for an accomplishment, not an end in itself.

  • You can use money spontaneously on occasion without feeling guilty.

  • You realize that money cannot solve all your problems.

  • In dealing with money, you adhere to your own general moral standards.

  • You are aware of what money means to you and how you use it.

Few things in life are as empowering as the sense of security that comes with taking control of your finances. Like losing 20 pounds or finishing your first marathon, achieving a financial goal can boost your self-image and affect all facets of your life.

What’s more, wealth equals possibility. More than just buying yourself a nice car or putting a roof over your head, having money can mean sending your children to an Ivy League school, starting your own business, giving generously to charity, or providing for loved ones who may be in need.

Best of all, having wealth means never having to fear for your financial security now or in the future, which can let you focus on the things that really matter.

Excerpted from the bestselling book, It’s More Than Money — It’s Your Life by Candace Bahr, CEA, CDFA and Ginita Wall, CPA, CFP

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